Buying New Construction in Houston: Builder Incentives, Inspections and What to Watch

Published October 28, 2026 The short answer Houston builders are carrying more finished homes than they'd like, so incentives are big right now: rate buydowns into the 5% range, closing cost help of $10,000 to $25,000 and design center credits are common. The best incentive isn't always the biggest
Moving to Houston in 2026: A Local Broker's Relocation Guide

Published October 26, 2026 The short answer Houston is the fastest-growing metro in the country: it added about 126,700 people from July 2024 to July 2025. Homes cost less than the national average: the Houston single-family median was $325,000 in September 2026, compared with $422,700 nationally. C
Inspection Repair Requests in Texas: Repairs, Credits or a Price Cut?

Published October 23, 2026 The short answer In Texas, most repair negotiations happen during the option period, a short window (often 5 to 10 days) when the buyer can still walk away for any reason. Sellers have three main answers: make repairs, give a credit or lower the price. For bigger items, a
Mortgage Rates Are Back Above 7%: How Houston Buyers Are Lowering Their Payment

Published October 21, 2026 The short answer The average 30-year fixed rate was 7.40% on October 15, 2026, up from 6.27% a year earlier (Freddie Mac). On a typical Houston purchase, that's roughly $220 a month more than last year for the same loan. In today's market, many sellers and builders will pa
Texas Homestead Exemption 2026: How Much Houston Homeowners Save and How to File

Published October 20, 2026 · Updated October 21, 2026 The short answer A Texas homestead exemption removes $140,000 of your home's value from school taxes, plus whatever local exemptions your county, city and other districts offer. Homeowners 65 and older or disabled get another $60,000 off school t
Houston Home Prices by Neighborhood: 12 Months of Sales Through September 2026

Published October 20, 2026 · Updated October 21, 2026 The short answer The median single-family price in Greater Houston was $325,000 in September 2026, essentially flat from a year earlier, according to HAR. Inventory rose to 5.5 months, and homes took 58 days on average to sell. Buyers have more c
No State Income Tax in Texas: What Moving to Houston Really Saves You (2026)

Published October 20, 2026 · Updated October 21, 2026 The short answer Texas has no state income tax on wages, retirement income or capital gains, and the Texas Constitution now bans one. A married couple earning $150,000 would pay roughly $5,200 to $7,200 a year in state income tax in California, N
Houston Flood Zones and Flood Insurance: The Maps to Check Before You Buy

Published October 20, 2026 · Updated October 21, 2026 The short answer Check a home's FEMA flood zone, its flood history and its elevation during your option period, before you're committed. Being outside the 100-year floodplain doesn't mean a home can't flood. In Harvey, almost three-quarters of da
Houston Property Taxes in 2026: Rates, MUD Taxes and What You'll Actually Pay

Published October 20, 2026 · Updated October 21, 2026 The short answer A home inside Houston city limits and Houston ISD pays a combined rate of about $2.14 per $100 of value for 2026, before exemptions. With a homestead exemption, a $400,000 home there pays roughly $5,700 a year. Without one, it's
How to Start the Process of a Custom Build Home Project

The beauty of custom homes is that they can be designed and built precisely to your liking. This means you have carte blanche concerning where you want your master bedroom to be, how big you want your living to be, how many bathrooms you want, etc. However, you’d best be prepared to set aside time a
How to Manage Debt So You Can Buy a Home

  If you’re struggling to save for a down payment on a house, or you simply want to own your home sooner than later, you might consider getting some help from a debt management program.  Debt management programs help you pay down or reduce your debts while also giving you extra cash. Not only can th
Should You Buy a “Forever” Home or Stick With a Starter?

It’s been said about a million times that your home is your largest investment. For most of us, this is true. But, do we start out with a mini mansion, or does it make more sense to buy a home that we will most likely grow out of? Today on the Compean Group blog, we offer information that might help
Evan Compean

Evan Compean

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